We’re well on our way to becoming the UK’s Best and Biggest Digital Insurer here at Hastings Direct; and with that in mind, we’re looking for an Experienced and Curious Home Senior Technical Underwriter to develop our policy wording, improve our risk selection and application of our risk appetite, and join us on our journey of growth of our Home product to help us achieve our strategic goals.
What you’ll do
With a supportive team around you, your job is to use your knowledge of Home Insurance risks to optimise all Underwriting levers to deliver tighter control of our product whilst improving the experience for our customers. With your experience in developing an optimal policy wording you will work closely with various areas of the business to remove leakage and help develop market leading home products. As an expert in the home product you will also have the opportunity to make decisions on escalated underwriting queries at a case level to ensure that our underwriting intent is delivered in the most complex scenarios. You will also get exposure to and opportunities to influence the work being completed to optimise our underwriting footprint using your technical insurance insights to identify the risks we want to stop and start writing.
A day in the life might involve:
- Building relationships with other departments to identify new and innovative ways to optimise policy wording.
- Delivering changes to any of our Underwriting levers to improve profitability.
- Owning and sharing your ideas at an executive level, making real change.
What you’ll have
We are a platform for building future leaders, so we really value people who are committed to bringing benefit to those around them. We’re looking for people who are authentic in their efforts to understand each colleague, whether it be their motivations or their moans, to create a connection that you can both rely on and help them improve.
However far we delve into the technical underwriting detail, we feel it’s important to keep sight of the bigger picture; we’re looking for people who are comfortable and confident working with ambiguity, can break down technical issues logically and can make recommendations that they can explain clearly. We’re looking for people with great home technical underwriting knowledge and experiences that they can bring to help us shape and improve how we underwrite home risks.
Whilst the technical skills to yield results are a vital element of your skillset, we get excited when we see you get excited. We want you to take the initiative, be accountable and honest for the approaches you take to the people who are looking to you, and most importantly be passionate about the work you do.
What you’ll get
For us, flexibility is key. Alongside the financials of a pension contribution match up to 10%, 25 days of holiday (which you can buy or sell more of) and up to 5% bonus, we are an agile group that understands talent hasn’t got a template. Our team is spread across offices in London and Bexhill, with options to work from home to suit you and variable hours that we can commit to moulding the role to you.
Hastings Group is an equal opportunities employer which means we treat people fairly. We welcome applications from all suitably skilled persons regardless of their gender, age, race, disability, ethnic background, religion/belief, sexual orientation, gender reassignment or marital/family status. Please also note that we have a thorough referencing process, which includes credit and criminal record checks.